Opinion


Finance

Crypto and Fintech Share Goals: They Should Talk

The missions of programmable money and autonomous finance overlap, so it's surprising people from crypto and fintech don't collaborate more.

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Finance

All-In on DeFi: Why the Days of Centralized Exchanges Are Numbered

The CEO of Binance on why DeFi will come to dominate CeFi.

Binance CEO Changpeng Zhao

Markets

Ethereum, Dark Forests and the Limits of Transparency

The crypto world eschewed trust in favor of transparency. But transparency doesn’t solve the problem of untrustworthiness in financial markets.

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Tech

An Internet for Humans: Proof-of-Personhood Explained

Identity is one of our most fundamental human rights. In the age of surveillance, commodification and centralization, it is under threat.

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Policy

How a Decentralized Internet Can Power Latin America's Economy

Bitcoin, fintech and DeFi can help Latin America become an interconnected and inclusive regional economy.

Buenos Aires, Argentina (Sasha Stories/Unsplash)

Finance

From DeFi to DeOps: How Public Blockchains Could Supplement ERP Systems

As DeFi does away with middlemen in finance, "DeOps" could reduce the need for intermediaries in large-scale supply systems.

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Policy

The Big Choices When Designing Central Bank Digital Currencies

A retail CBDC or an indirect one? Synthetic? An API approach? How central banks implement digital currencies will have seismic implications.

The Bank Of England, London

Policy

DeFi Still Needs a Silk Road Moment

Adoption by criminal enterprises is evidence of the product/market fit for censorship-resistant tech and an indicator of whether innovation will see usage in the non-criminal world.

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Policy

What It Means if Companies Like Twitter Are 'Systemically Important' to Financial Regulators

NYDFS proposals following the Twitter hack are a warning to everyone using centrally controlled "designated" platforms.

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Policy

Money Reimagined: 'They Starve': The Ugly Side of the US' KYC-AML Obsession

Laws like the Bank Secrecy Act, which turns 50 this week, have helped stop money laundering and terrorism. But KYC and AML requirements have served to harm the world's neediest through higher costs and reduced services.

Salcaja, Guatemala, is known for its many residents who have emigrated to the United States and sent money home to their families as remittances.