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Opinion
In the CBDC Race, It's Better to Be Last
As countries like China and Sweden rush to develop digital currencies, the U.S. can afford to take its time.

Crypto Is Less Scary Than Halloween
The great Twitter hack of 2020 highlighted the scariest thing about crypto: being tricked by scams. Here is how to avoid being a victim.

Money Reimagined: Who Are the Real Monsters?
Next to the frightening creatures of the legacy financial system, bitcoin is the normal, wholesome outlier, like the niece from TV’s “The Munsters.”

Crypto and Fintech Share Goals: They Should Talk
The missions of programmable money and autonomous finance overlap, so it's surprising people from crypto and fintech don't collaborate more.

All-In on DeFi: Why the Days of Centralized Exchanges Are Numbered
The CEO of Binance on why DeFi will come to dominate CeFi.

Ethereum, Dark Forests and the Limits of Transparency
The crypto world eschewed trust in favor of transparency. But transparency doesn’t solve the problem of untrustworthiness in financial markets.

An Internet for Humans: Proof-of-Personhood Explained
Identity is one of our most fundamental human rights. In the age of surveillance, commodification and centralization, it is under threat.

How a Decentralized Internet Can Power Latin America's Economy
Bitcoin, fintech and DeFi can help Latin America become an interconnected and inclusive regional economy.

From DeFi to DeOps: How Public Blockchains Could Supplement ERP Systems
As DeFi does away with middlemen in finance, "DeOps" could reduce the need for intermediaries in large-scale supply systems.

The Big Choices When Designing Central Bank Digital Currencies
A retail CBDC or an indirect one? Synthetic? An API approach? How central banks implement digital currencies will have seismic implications.
