CBDC
EU’s Leaked Digital Euro Bill Outlaws Interest, Large Holdings, Programmability
Paying interest on or surcharges for using a digital euro would be banned under a draft law seen by CoinDesk, and set to be proposed by the European Commission on June 28. The proposed central bank digital currency (CBDC) would have to be available for cash-style offline payments from day one, and users shouldn’t be able to program it to limit onward use. CoinDesk Regulations Reporter Jack Schickler breaks down the provisions of the leaked bill, with a focus on interest, transactions, and privacy.
Miami Mayor Francis Suarez on 2024 Presidential Bid, CBDCs and State of Crypto
Bitcoin friendly Miami Mayor Francis Suarez joins CoinDesk to address his bid for the presidential election in 2024 and the current ambiguity in U.S. crypto regulation. Plus, why he believes it's "necessary but not sufficient" to ban central bank digital currency (CBDC) in America. And, gives insights on fellow GOP candidates former President Donald Trump and Florida Governor Ron DeSantis as candidates.
Los bancos centrales prueban con éxito más de 30 casos de uso de CBDC, incluidos pagos fuera de línea.
Una capa API podría facilitar una amplia gama de escenarios de pago con moneda digital del banco central, según ha demostrado un experimento del Banco de Pagos Internacionales y el Banco de Inglaterra.
El billete digital filtrado del euro de la UE prohíbe los intereses, las grandes participaciones y la programabilidad
La moneda digital del banco central debe poder utilizarse sin conexión desde el primer día para salvaguardar la Privacidad, dice el proyecto de ley.
U.S. Treasury Examining How Using Digital Dollars Could Be Kept Private
The U.S. Treasury Department has been studying how it might keep retail transactions in a potential digital dollar as private and anonymous as possible, said Graham Steele, the assistant secretary for financial institutions. He also said the U.S. hasn’t yet decided whether to move forward on a central bank digital currency (CBDC). "The Hash" panel weighs in on the state of CBDCs in the United States.
Inter CTO on Brazil's CBDC Pilot
The Central Bank of Brazil selected 14 selected institutions to participate in the pilot of the country’s central bank digital currency (CBDC). Among those selected are Visa, Microsoft, and the largest local banks, including Banco Inter. Guilherme Ximenes de Almeida, Chief Technology Officer at Inter, shares insights into the digital real pilot and the outlook for crypto adoption in Brazil amid a continued downturn in the markets.
El Tesoro de EE. UU. examina cómo mantener privado el uso de dólares digitales
Mientras el Departamento del Tesoro estudia una posible moneda digital del banco central, el alto funcionario Graham Steele dice que el esfuerzo tiene en cuenta la Privacidad, pero también se muestra cauteloso ante los riesgos que conlleva una CBDC.
La Autoridad Monetaria de Hong Kong se prepara para una CBDC minorista
El regulador comenzará a realizar estudios en profundidad y pruebas piloto sobre la implementación de un futuro e-HKD, según un informe del viernes.
Digital Dollar Debate Takes Center Stage at Consensus 2023
In a series of discussions at Consensus 2023, the concept of a U.S. central bank digital currency, or "digital dollar," was dissected. Jesse Hamilton, CoinDesk's Deputy Managing Editor for Global Policy and Regulation, reports on the dialogue around this potential government-backed asset by the Federal Reserve. Hamilton highlights the appeal of "instant transactions and seamless movement of money across borders," but notes the substantial privacy implications, given the "tremendous amount of data that could be collected by the institutions running it." It's a subject of concern, he says, for many looking into this nascent field.
Las preocupaciones Privacidad dominan el debate sobre las CBDC en Consensus 2023
Algunos participantes de Consensus 2023 argumentan que los beneficios económicos de las CBDC no compensan las amenazas a la Privacidad en un extracto del primer informe Consensus @ Consensus de CoinDesk.
